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Holmes Financial Planning Pty Ltd is a Corporate Authorised Representative of Personal Financial Services Limited (ABN 26 098 725 145), AFS Licence no. 234459.

The information on this website is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. The information on this website does not constitute financial, investment or taxation advice and should not be relied on as such.

Holmes Financial Planning Pty Ltd is a registered tax (financial) adviser and any reference to tax advice contained in this website is incidental to the general financial advice it may contain. You should seek specialist advice from a tax professional to confirm the impact of this advice on your overall tax position.

Before making any decisions involving financial products or services, you should read the relevant Financial Services Guide (FSG) and any applicable Product Disclosure Statement (PDS) before making any decision. We also recommend that you seek independent professional advice as to the suitability of the products or services which is relevant to your particular financial circumstances.

Brett Holmes is an authorised representative of PFS. Whilst every care has been taken in the preparation of this information, it may not remain current after the date of publication and PFS and its related bodies make no representation as to its accuracy or completeness. Published: October 2024 © Copyright 2024

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